The SME will return the loan as generating cash-flow positive, with an annual return of up to 20% of the generated positive cash flow. The company must justify the resources consumed annually, the annual accounts and follow rigorous inspections of CDTI.
Also, do not be funded by other participating companies regardless of size, a percentage equal to or greater than 25%. The combined holdings of the entrepreneurs or promoters of the company shall exceed 50%.
The companies assume its own funds at least 30% of the budget-submit a business plan. To do this, if necessary, the partners undertake to make the necessary capital increases cash contributions. And request a certificate from an external auditor stating that the costs of R & D of the company over 15% of total operating expenses for at least one of the previous three years, or fiscal year if is a new company.
Obviously, for financing in these conditions will mean that SMEs who wish to apply for it, meet certain strict requirements. In an upcoming post will explain the plan of financing for companies in consolidation.
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